“Save money, and money will save you.”
When it comes to saving money, this is one of the most accurate quotes that I have ever read. Even though I have a bit of a love-hate relationship with money, my savings account has definitely saved my skin more than once in my life.
As sucky as it may be sometimes, money rules the world. We all need money to survive out in the adult world. Unfortunately, spending money seems to be a lot easier than saving money. (Especially if you’re like me and like to splurge on yourself, haha!)
That doesn’t mean saving money has to be impossible, though! Here are some simple things you can do to start saving money this month! Enjoy!
1. Spend cash and save the change
Credit cards have become so popular lately that it seems like nobody carries cash anymore. The beauty of carrying cash instead of using a card is that you can save the change! Or, you can do one of those money-saving challenges, like the one where you save all of your $5 bills for a year.
While this may not give you enough money to pay for rent next month, change does add up quickly. To give you an idea of how quickly change adds up, my husband saved his change for a whole month and wound up with a little over $30! It’s a quick and easy way to save some extra money.
2. Plan out your meals for the month
Depending on how much you spend on groceries each month, this can be a huge money-saver.
While it is a little time-consuming, planning out everything you’ll need for the month means you can buy your items in bulk at the store, which oftentimes saves you money. This also keeps you from buying stuff that you end up not using and it going to waste.
Plus, you only have to make one run to the grocery store! Yay!
Also, if you use Checkout 51, you can see their deals and incorporate those products into your meal plan. If you haven’t heard of this app, it’s fantastic! You just buy the products listed and upload your receipt as proof. Then, they’ll give you money back. It’s a simple way to save (and make!) money.
3. Limit your number of meals out
Along with planning out your means, you can also limit yourself to a small number of meals out. Because I’m really bad about eating fast-food, dong this saves me tons of money. Fast-food is just so convenient, but when you’re tight on money, limiting yourself will go a long way.
If you are set on going out to eat but still want to keep it cheap, try planning a picnic instead. It will be much cheaper and can even double as a cute dinner date! Win-win!
4. Do shopping online (and make money!)
There are tons of apps and websites that either pay you to shop online or give you money back for shopping at certain places. Ebates is probably my favorite one because it is such a genius tool, especially if you already do most of your shopping online.
All you have to do is shop online and Ebates will reward you with money, just for using their site! Plus, it’s free to use and sign up!
If you’re concerned about the extra shipping cost of buying things online versus in-person, you can also get an Amazon Prime account, which offers free 2-day shipping on millions of items! They even have a 30-day free trial, which means free shipping! (If you’re a student, you can get a free trial of Prime Student for 6 months!)
So the next time you’re planning a trip to town to get some necessities, try shopping online first and save/make a little money back!
5. Use coupons
If you’ve ever seen that extreme couponing show, then you know that coupons can really save you some serious money. Some people are getting essential stuff for free, and can even get money back!
Now, you don’t have to be that extreme with coupons, but you do want to take advantage of them! It’s basically free money, people!
The easiest way to start using coupons is to buy a newspaper every Sunday (when the newspaper has the most coupons/ads) and cut out the ones you think you will use.
If you also plan out your meals, you can plan around the coupons. If there’s a sale/ad on a certain item, you can plan to cook it one night!
6. Buy e-books instead of regular books
If you’re a bookworm like me, this one will really save you some money. I really don’t want to think of how much money I’ve spent on all the books on my bookshelf right now, because books add up really quick. E-books are super affordable, save space, and are much more portable!
You don’t even have to have a kindle or anything to use e-books! You can get Amazon’s FREE Kindle reading app here.
If you DO have a kindle, you can join Amazon’s Kindle unlimited free 30-day trial here. This way you can read on ANY device, and the books are free!
7. Date night? Watch a movie at home instead
This is another way to take care of date night while still cutting back on spending. Rather than going to the movie theater and buying overpriced popcorn and tickets, stay at home, make a bowl of popcorn and snuggle up on the couch with someone and binge-watch your favorite shows on Netflix. Catch up on Game of Thrones (which recently came back on! Eee!) and do so in the comfort of your own home.
Honestly, our couch is much more comfy than the theater seats anyway!
8. Take advantage of free trials
If you’re in the mood to try something new, but don’t want to spend money on it, try a free trial! Free trials are great when I’m trying to save money, because I still get to use a product or service without having to spend a thing.
Unsure if a product you want offers a free trial? Look it up on Google! Just type in the product/service and add ‘free trial’ and see what pops up.
Lots of products/businesses offer free trials because it gives their potential customers a chance to try out their products/service (and hopefully fall in love with it!) and then become a recurring customer.
A word of caution with free trials…
While I totally support and recommend free trials, you do have to be careful when signing up for these things. Sometimes, after your trial ends, you may forget to cancel the subscription and get charged for it! So always remember to cancel the subscription after the trial period ends if you no longer want the service! Put a reminder on your phone when it ends if you need to!
Money is hard to come by and sometimes even harder to keep. But that doesn’t mean we can’t continue to enjoy ourselves and have a good time while saving money! Just remember your goal and think positive. Hope these money-saving ideas help you out this month, good luck!
Do you have any other money-saving ideas? Let me know below or contact me here!
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